First MCS
Merchant Services & Payment Solutions
Your business needs more than a way to accept credit cards. You need payment solutions that fit the way you operate.
First MCS provides businesses with customized merchant services and payment processing solutions designed around their industry, transaction volume, customers, and business goals.
PAYMENT PROCESSING
Accept credit and debit card payments securely with payment processing solutions designed for your business. First MCS can help businesses process transactions in-store, online, and on the go.
POS SYSTEMS
Streamline sales and payment operations with point-of-sale systems designed for restaurants, retail stores, service businesses, and other organizations.
CREDIT CARD PROCESSING
Give your customers convenient ways to pay while using payment processing technology designed to help your business manage transactions efficiently.
ONLINE & MOBILE PAYMENTS
Accept payments wherever your customers do business with online payment gateways, virtual terminals, mobile payment solutions, and wireless payment technology.
GIFT CARDS & LOYALTY PROGRAMS
Build stronger customer relationships with gift card and loyalty program solutions designed to encourage repeat business and increase customer retention.
MERCHANT CASH ADVANCE
When your business needs additional working capital, a merchant cash advance can provide an alternative financing option based on future business revenue.
TAKE PAYMENTS QUICKLY AND SECURELY IN PERSON, ONLINE AND ON MOBILE DEVICES.
Payments Processing
Processing payments is a crucial function for every business that generates sales, including B2B and B2C sales. It is important for your business to have a point-of-sale (POS) and payment processing system in place that is reliable, accurate, and secure. An efficient and cost-effective payment processing solution can automate the management of cashflow, inventory, invoices, deliveries, orders, and more, allowing you to focus on growing your business.
First MCS provides payment solutions in St. Charles, IL and nationwide for B2B and B2C businesses. Our POS and payment processing systems can be customized to suit your specific needs and streamline the management of your business.
All Your Merchant Services In One Place
Whether you are in need of a more efficient and effective point-of-sale system, wish to make collecting your customers’ payments more convenient, or want to ensure you are keeping your customers’ information safe and secure, we at First MCS are dedicated to meeting your business needs.
We can ensure our clients are met with reliability, security, and affordable credit card processing, point-of-sale, e-commerce, and other business growth opportunities with our constant support and customer service being of utmost importance.
Our payment solutions are PCI compliant and can safely process all payment types.
MERCHANT ACCOUNTS CAN BE FULLY ACTIVATED WITHIN 24 HOURS AND TAILORED TO MEET YOUR SPECIFIC NEEDS!
Restaurants, Cafes, Retail, Online Stores, B2B
Meet Some of Our Clients





Testimonials
What Our Cliets Are Saying
Bill and his team at First Merchant Card Services are truly the best. They addressed an issue that a client of mine was having in a thoughtful, kind and professional manner. Would highly recommend FMC to anyone in need of a merchant payment solution, or looking to upgrade their current solution.
K.M.
I worked directly with Bill Sutton on getting my business account activated with First Merchant Card Services. Since then I have had nothing but smooth flawless transactions!! I appreciate all the time he gave me and how knowledgeable he was in setting my company up with the correct package. Thank you!
T.T.
Bill at FMC was very helpful in providing us with a solution to a problem we were having with our merchant services. He was very efficient and attended to what we needed! Bill’s customer service is spot-on and we greatly appreciated his patience, kindness, and professionalism.




